Breaking language barriers in financial communication
Bill helps you remove language barriers with your hard to reach customers:
Reduced credit losses and OPEX
Improved integration and customer relations
Strengthened sustainabilty efforts / reporting
Enterprises
Reach every customer, in every language.
Banks, utility companies and landlords lose time and money when customers don’t understand their obligations. Bill translates your invoices and other communication and provides explainations on what to do next. With the AI powered chat, customers can ask Bill any question they want or read Bills extensive educational material.
Reduce costs
Cut OPEX and credit losses with self-service clarity
Fewer repeat contacts and shorter handling times
Reduced number of first payment defaults and missed due dates
Deflect simple “what does it mean” questions to Bill.
Improve customer relationships
Higher trust, higher retention, fewer escalations
Communicate in the customer’s chosen language
Explain terms, fees, and next steps in plain language
Educate proactively to prevent confusion
Sustainability and Reporting
Inclusion that shows up in your metrics
Evidence for CSRD/ESRS and internal ESG scorecards
Track translation coverage, comprehension, & engagement
Accessable-by-design for all users
Bill integrates seamlessly in your existing customer communication at the time when it is relevant to the customer:
When they receive your invoice
When they contact customer service
When they talk with your own chatbot
The result is clear and measurable: fewer defaults, improved pre-collection, and stronger customer relations.
Bill is offered either as a generic third-party app or is licenced as a tailored enterprise solution within your own technical platform.
How it works
Municipalities
Smarter communication, stronger integration
Municipalities spend significant resources on counseling and integration, but language- and cultural barriers still keep many citizens from understanding invoices, rights, and obligations which leads to unnecessary exclusion and missed opportunities. Bill equips municipalities with digital tools that save resources, reach more citizens, and deliver measurable impact. With Bill, the citizen get correspondence translated and an AI powered assistant to ask questions to at any time and place.
Work smarter
Save time spent on repeated explanations and free up staff for what matters most. Bill gives citizens who don’t seek personal help a digital alternative, making services more accessible without adding work load.
Improve integration efforts
Clear, multilingual communication on bills, rights, and obligations helps new residents succeed in daily life. This leads to timelier payments, reduced reliance on social services, and stronger community trust.
Strong sustainability reporting
Bill provides municipalities with measurable data on inclusion, integration, and financial literacy, supporting your long term ESG goals.
Citizens get access Bill via municipal letters, integration programs, or debt advisory services.
Anonymous and free to use, in their own language.
Translation services and explainations in the person’s own language
Verified educational material builds long-term financial understanding.
Outcome: Fewer lifelong debts, more trust in local government, and stronger communities.
Bill is accessable either as a generic third party app, and/or integrated on your own municipality website.
How it works
Users
Bill helps you understand your invoices and everyday finances
Bill is a free web-based assistant that translates and explains your invoices and letters in your own language, helping you understand what to pay, when, and why.
Bill Translates
Upload invoices and official letters. Bill instantly translates and explains them in your own language.
Talk to Bill
Ask Bill any question in your own language. Bill will answer and give you guidance, anonymously.
Bill Educates
Learn how the system works. Bills educational material helps you understand invoices, payment rules, and your personal economy.
Measurable impact
“Banks save on average SEK 2 million per month in reduced credit losses”
“All companies strengthen their ESG performance through clearer, more inclusive communication”
“Society gains from stronger inclusion and fewer lifelong debts”
About Bill.
We build Bill to make financial communication accessible for everyone.
Our mission Bill AB is a Swedish company founded in 2025 with a clear mission: helping organisations reduce costs and losses while strengthening social inclusion. When people understand their obligations, everyone benefits: companies, citizens, and society.
Our team brings together experts in financial services, debt counselling, and sustainability to build a solution that matters, both to corporations, municipalities, and consumers wanting to integrate to the Swedish society.
Security & compliance. GDPR by design, users fully control their data. AES-256 encryption & SOC 2 Type II compliance. EU-based hosting with strict access controls. Transparent and responsible use of AI
Contact Us
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